Texas ratio
n.— «In banking, distress can be gauged by comparing the amounts of delinquent loans and other nonperforming assets on the books against capital and loan-loss reserves—a measure known in the industry as a “Texas ratio.” A reading above 100% indicates that a bank is in danger of failing, and one above 50% suggests that it requires a capital infusion.» —“Meet NY’s wobbliest banks” by Aaron Eistein Crain’s New York Business Feb. 28, 2009. (source: Double-Tongued Dictionary)
Further reading
The admonition Don’t Mess with Texas may sound like a tough guy’s warning, but it started out as an anti-littering slogan more than 40 years ago. In the 1980s, the Texas Department of Transportation launched the campaign to cut roadside litter that...
While hiking in Colorado, Becca from Corinth, Texas, felt what she calls a kind of “pre-emptive nostalgia,” an appreciation sharpened by knowing the beauty would soon be gone. Is there a word for “feeling homesick for a place you haven’t yet left”...