Tagloan

Borrow vs. Lend vs. Loan

What’s the difference between borrow and lend, or between borrow and loan? The real difference between these verbs is which direction the thing is traveling. Something similar happens with teach vs. learn and bring vs. take. This is part of a...

Texas ratio

Texas ratio  n.— «In banking, distress can be gauged by comparing the amounts of delinquent loans and other nonperforming assets on the books against capital and loan-loss reserves—a measure known in the industry as a “Texas ratio.” A reading above...