tote-a-note
v. phr.— «Shumaker said he and Mr. Souders sold their new-car dealerships in the mid-1980s and focused on their “very affordable” used-car lots. He said they were the first in Wichita—and possibly the state—to offer “tote-a-note” financing, but it worked.» —“Car dealer remembered for honesty” by Andi Atwater Wichita Eagle (Kansas) Aug. 19, 2006. (source: Double-Tongued Dictionary)