thin file
n.— «Even if you have not used credit much and therefore don’t have an extensive credit history, known in banking as a “thin file,” you could still qualify for a home mortgage.» —“KeyBank Plus Offers a Pathway to Homeownership” by Thomas Doherty CityNews Ohio Aug. 22, 2008. (source: Double-Tongued Dictionary)
Further reading
Twice a day the River Thames recedes, revealing a muddy shoreline. Hobbyists known as mudlarks stroll the surface searching for objects that have found their way into the river over the centuries, everything from ancient Roman jewelry to modern...
She sells seashells by the seashore. Who is the she in this tongue twister? Some claim it’s the young Mary Anning, who went on to become a famous 19th-century British paleontologist. Dubious perhaps, but the story of her rise from seaside...