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thin file

thin file
 n.— «Even if you have not used credit much and therefore don’t have an extensive credit history, known in banking as a “thin file,” you could still qualify for a home mortgage.» —“KeyBank Plus Offers a Pathway to Homeownership” by Thomas Doherty CityNews Ohio Aug. 22, 2008. (source: Double-Tongued Dictionary)

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Further reading

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