Texas ratio
n.β Β«In banking, distress can be gauged by comparing the amounts of delinquent loans and other nonperforming assets on the books against capital and loan-loss reservesβa measure known in the industry as a βTexas ratio.β A reading above 100% indicates that a bank is in danger of failing, and one above 50% suggests that it requires a capital infusion.Β» ββMeet NYβs wobbliest banks” by Aaron Eistein Crainβs New York Business Feb. 28, 2009. (source: Double-Tongued Dictionary)