rate tart
n.— «Credit card providers are considering withdrawing zero per cent deals, in a sign of their growing exasperation with “rate tarts” who switch cards as soon as they have to start paying interest on their borrowing.» —“‘Rate tarts’ put 0% credit card deals in danger” by Sarah Ross Financial Times (U.K.) Feb. 25, 2005. (source: Double-Tongued Dictionary)