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gearing

gearing  n.— «The managers have an incentive to take too much risk in order to deliver the excess return. One method is to borrow from the banks, in the expectation that the return on the new assets will be higher than the rate of interest...

m-banking

m-banking  n.— «In many countries, mobile phones are already used on a small scale for deposits and remittances. This could be scaled up to become the new bank architecture of the 21st century. The biggest potential for m-banking, as it is...

singletrack

singletrack  n.— «Mountain bikers are always hunting for something called singletrack. Like fresh powder for skiers or the perfect wave for surfers, singletrack is one part natural phenomenon, one part mystical experience and one part...

forever stamp

forever stamp  n.— «The “forever” stamp went on sale last week with an opening-day ceremony at the Liberty Bell in Philadelphia. The stamp, which carries an image of the Liberty Bell, sells for 41 cents and remains valid regardless of...

cull

cull  n.— «McAleney said he gave the group a wholesale rate because they were buying so much and because the lobsters were “culls”—the term for a lobster with a missing claw—which are less valuable on the retail market...

breed

breed  v.— «A witness who cannot be named told the court that Neal told him in 2005 that he had been targeting teenage boys in suburban toilet blocks to “breed” them—a term used to describe intentionally infecting someone with...

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