thin file n.— «Even if you have not used credit much and therefore don’t have an extensive credit history, known in banking as a “thin file,” you could still qualify for a home mortgage.» —“KeyBank Plus Offers a Pathway to...
monoline n. a company specializing in a single type of financial business, such as credit cards, home mortgages, or a sole class of insurance. Editorial Note: Monolines are often required by government regulation rather than by market conditions...